Personal loan rates moved in opposite directions this week. The average APR for a 3-year loan slipped to 13.66%, offering a bit of relief for short-term borrowers. Meanwhile, 5-year rates continued to ...

Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for ...

Personal loans can be a smart alternative to credit cards, often offering lower interest rates and a chance to build or strengthen your credit. Your own bank or credit union may have competitive ...

Finding a personal loan can be more difficult if you have poor credit.