Claire Boyte-White is the lead writer for NapkinFinance.com, co-author of I Am Net Worthy, and an Investopedia contributor. Claire's expertise lies in corporate finance & accounting, mutual funds, ...

This seemingly small difference in timing can impact the future value of an annuity because of the time value of money. Money received earlier allows it more time to earn interest, potentially leading ...

Calculating the present value of an annuity using Microsoft Excel is a fairly straightforward process if you know the annuity's interest rate, payment amount, and duration. Calculating this value is ...