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Mortgage Knowledge 101 | Day 13 What Is LTV? 🏡 LTV stands for Loan-to-Value. It compares your loan amount to the value of the property. Simple example: If the home value is $500,000 and your loan amount is $400,000 Your LTV is 80%. Why does LTV matter? Because lenders use LTV to measure how much you are borrowing compared to the property’s value. LTV can affect: • Mortgage approval • Down payment requirement • Interest rate • Mortgage insurance • Loan program options • Refinance options • Under
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